Long Term Disability begins after a 6 month qualifying period for up to how many years?

• A. 10 years
• B. 5 years
• C. 15 years
• D. 20 years

Answer: (A)

The key idea is how long long‑term disability benefits last after the six‑month qualifying period. Once that elimination period ends, the policy provides benefits for a set maximum duration, which in this plan is ten years. So the disability benefits can be paid for up to a decade, rather than five, fifteen, or twenty years. This ten‑year cap reflects the plan’s defined benefit period after the six‑month qualifying period.