Description of Accident Form must be received by the insurance carrier within how many days after knowledge of the injury or accident?

• A. 5 days
• B. 10 days
• C. 14 days
• D. 7 days

Answer: (D)

Timely notice to the insurer is essential. The Description of Accident Form is the formal notification that starts the claim and provides key details so the insurer can begin an investigation and determine coverage and benefits. The standard deadline is seven days from when you know about the injury or accident. This one-week window keeps the process moving promptly, helps ensure accurate information is provided, and reduces the risk of disputes over late notice. Submitting sooner is beneficial, while delaying beyond this window can create issues with coverage or penalties depending on policy language. Seven days is the best answer.